Gondinero Index Financial Education

1. Global Equity Core – FTSE All-World ETF (Invesco FTSE All-World UCITS ETF, accumulating) This building block forms the foundation of the portfolio. It invests broadly across several thousand companies from both developed and emerging markets, thereby covering almost the entire globally investable equity universe. Its key advantage lies in maximum geographical and sector diversification — read more

Recently, I have been asking myself whether a universal portfolio could exist—one that can be successful over the long term for everyone, using no more than four building blocks. I experimented with various approaches for quite some time and repeatedly had my ideas evaluated by a financial AI. The key requirements are a high degree — read more

A Summary for Investors The financial landscape over 2025 and the outlook for 2026 can be described as a “tale of two speeds.” While the global economy remained surprisingly resilient, European investors faced a unique set of challenges that made even winning stocks feel like a stalemate. The 2025 Review: The “Sideways” Trap In 2025, — read more

After an initial surge in crypto prices following Trump’s return to office — driven by hopes of friendly crypto policies and even a proposed national “crypto reserve” — enthusiasm has faded fast and the rally has collapsed. The largest crypto, Bitcoin, has lost around 20–30 % from its recent highs.  More speculative altcoins and crypto — read more

In November, major business newspapers and news outlets discussed the question of whether we are in a bubble in the field of artificial intelligence. The valuations of the large technology companies were examined more closely than usual. In particular, the concentration of the big tech firms in the various indices plays an important role if — read more

Good morning from Andalucía in Spain. As I wrote recently I have the impression that market values are pretty high at the moment. Especially for the big tech stocks and thus for the S&P 500. So in order to have a little buffer for major setbacks I, for the first time in my life, bought — read more

and another one: buy good quality and just wait until you’re old 🤗 — read more

nothing new for my readers but always good to remind ourselves: — read more